A Personal Loan is a loan that you can use for any purpose, such as consolidating debt, paying for medical expenses, making home improvements, or any unexpected expenses.
Personal loans can be secured or unsecured.
A Secured Personal Loan requires you to put up an asset as collateral, such as a car or a home. If you default on the loan, the lender can seize your collateral.
An Unsecured Personal Loan does not require collateral, but the interest rates may be higher.
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